AFS & IRON Financial
Arlington Financial is committed to providing superior and comprehensive services for its clients. As part of that value proposition we have allied ourselves with IRON Financial, a nationally recognized corporate retirement benefits firm that offers ERISA 3(38) Investment Fiduciary management and comprehensive administration services for defined contribution and defined benefit plans.
IRON Financial combines recognized investment management expertise, fiduciary standards and leading corporate retirement services in a unified package. This enables plan sponsors to confidently rely on IRON to not only deliver the scale, benefits and service of a leading provider, but also to be relieved of fiduciary liability for investment related issues.
IRON is an Independent Fiduciary Offering Unbiased Advice
IRON receives no compensation from the investments they recommend. Accordingly, they have no hidden agenda and do not “sell” particular investment products. This is in contrast to many providers that are compensated by the investment products that they choose for your plan. IRON considers this a conflict of interest that does not allow for truly unbiased advice.
Institutional Investment Platform – No Loads, Lower Fees, Greater Access
Your 401(k) plan’s investments will be made through an institutional investment management platform, which has several advantages over those typically provided by our competitors, such as retail investment firms and insurance companies.
- Front and back loads in loaded mutual funds selected by IRON are waived.
- IRON’s use of institutional share classes means that fund expense ratios are generally lower.
- IRON’s institutional platform waives fund investment minimums for plans of all sizes, allowing greater access to otherwise unavailable mutual funds.
IRON is Responsible for the Selection and Monitoring of Investments
- IRON offers numerous investment options that are selected by their nationally recognized investment management staff.
- IRON recommends five diversified, actively managed portfolios tailored to individual investment objectives.
- If desired, participants can create their own portfolios by choosing among the investments on IRON’s recommended list.
- For those plan sponsors that wish to offer self-directed trading options to their participants, discount brokerage services are also available.
Satisfying Client Experience
IRON recognizes that expertise cannot be delivered without high quality service; their responsive and professional staff will be diligent in answering your questions and satisfying your needs.
Please note, that under ERISA, if an independent investment advisor is prudently selected and monitored, the plan sponsor is relieved from liability for the specific investment recommendations made to the participants by the investment advisor. Please visit us at www.ironfinancial.com for more information.
William S. Paddor is an investment advisor representative of Vanderbilt Advisory Services. Arlington Financial Services and Vanderbilt Financial Group are separate and unaffiliated entities. Vanderbilt Financial Group is the marketing name for Vanderbilt Advisory Services and its affiliates. Advisory Services offered through Vanderbilt Advisory Services For additional information on services, disclosures, fees, and conflicts of interest, please visit www.vanderbiltfg.com/disclosures